Typical remedies include: the acceleration of the maturity date; the acceleration of the interest payable; the realization of the collateral; and a loan extension at a higher rate of interest (this is a more "forgiving" remedy). If there is an acceleration clause in the agreement, it is useful to increase the total amount that the borrower owes to the lender at that particular point. If there is no acceleration clause, the borrower may only be able to "claim" the amount owed to him/her as of that date.